Regional Vice President
Deborah is a long time career veteran of the Mortgage Industry. She has had the pleasure of working as a processor, closer, DE Underwriter, Operations Manager, and Loan Officer earlier in her career. Deborah has held executive level positions as VP of Sales & Operations of Wholesale Lending, as well as Regional VP of Correspondent Lending for 16 years for a large Southwest Regional Bank. She was also COO for one the largest privately held Mortgage Companies in the Northwestern United States. Most recently Deborah held the position of Director of Compliance and Servicing for FirstBank Mortgage. In 2007, Deborah served as President of the Nashville Mortgage Bankers Association, Vice President of the Tennessee Mortgage Bankers and received her CMB from the National Association of Mortgage Bankers in 2009. Deborah is passionate about the mortgage industry and helping people with homeownership.
Regional Vice President Correspondent Sales – West
Michael brings over 25 years of executive level experience in the mortgage industry, with a proven track record in building both national and regional sales territories. He is known for his ability to develop strong business relationships and for his extensive mortgage knowledge in the process of buying both agency and non-agency loans. Through his robust management and leadership skills, Michael has built several very successful mortgage conduits at marque companies throughout the industry, producing notable outcomes and dramatically increasing growth and financial performance. He possesses a keen ability to develop remarkable results, especially when building production from the ground up. Due to his broad skillset and unique perspective, Michael is exceptionally qualified to lead the business development team for the western half of the United States.
Correspondent Account Executive - Midwest
Erick Banaszak has more than 18 years of experience in the mortgage and banking industry - including 12+ years as a mortgage executive for several leading banking institutions. Erick’s expertise has been developed through extensive hands on experience with correspondent lending, capital markets, wholesale lending, underwriting as well as operations. Throughout his career he has focused on building business relationships through consulting, educating and working with independent mortgage lenders, bankers, community banks and credit unions across the Midwest region. With significant experience training clients in all residential mortgage products including USDA and Jumbo offerings, he strives in delivering best in class service to build and maintain long successful correspondent lending partnerships. Erick believes in leading by example, providing honest and innovative business practices, having strong integrity and unyielding work ethic.
Raul Murria is a 30 year veteran of the banking industry with over 25 years in the mortgage banking space. He served as an account executive with a national leader in Rural Housing for over 14 years and helped develop a broad network of client relationships by leveraging his core competence and expertise in the program. Most recently, he served as Vice President of delegated correspondent lending for a large regional mortgage bank and successfully grew that aspect of their business. Raul is a firm believer in fully managing clients’ expectations as well as providing timely and specific advice through training, speedy response times, and issue resolution.
Raul strongly believes that reputations in this space are made by establishing and maintaining relationships through direct and honest communication. He also believes in the importance of balancing advocacy for a clients’ concerns and his fiduciary responsibility to the firm he is employed by. Whether he is employed by a Fortune 100 company or a small lender; Raul seeks to establish trust and demonstrate competence with a relentless focus on building and growing client partnerships.
Beverly brings 30 years of business development and Executive Level account management experience to the industry. She has a proven track record in strategically developing New Account business with both national and regional Accounts and clients for both mortgage insurance and correspondent business.
Beverly has built several start up divisions and territories for Mortgage Insurers for National Accounts as well as developed start up regions for correspondent and wholesale over her industry tenure.
She is recognized for her ability to identify both corporate and client win/win strategic opportunities. Her passion is to define profitable, sustainable company’s channel business development strategies that meet client needs for startup divisions of companies.
She has successfully accomplished this with contributions to Captive reinsurance strategies, risk based pricing and LPMI strategies, and streamlined loan purchase strategies utilizing risk analytics. Beverly has many years of relationship building experience and recognizing unique opportunities bringing value to clients.
As a result Beverly’s industry relationships have thrived over the years.
Brandee Velez has worked in the mortgage industry for 15 years covering accounts in the upper Mid-West and Plains States. Prior to joining FirstBank’s Correspondent Division he worked as an Account Executive for 12 years with a national lender focused on the USDA’s Guaranteed Rural Housing program. Utilizing his product expertise, Brandee was able to help his clients understand the complexities and nuances of the Guaranteed Rural Housing program which allowed them to grow their market share and become top RD producers.
Brandee is an ardent believer in the concept of “Extreme Ownership” and has built his reputation by working with his clients in a truly client centric manner. He believes that his role as an Account Executive includes being not only an advocate for his client, but also an educator, consultant, and friend. In a business that has seen most aspects commoditized, Brandee still believes in the value of old fashioned customer service.
Marianne brings over 30 years of experience in the financial services industry. She served as a Senior Account Executive in the Mortgage Insurance field for 11 years where she built and developed long standing customer relationships with bankers, independent mortgage lenders, credit unions and community banks throughout NYS and beyond. Marianne began her career in the credit bureau industry where she spent 17 years as an Account Manager and Bureau Manager. She is a past president of the MBA of NENY and has served for over 20 years as a board member.
Marianne is passionate about providing outstanding service to her clients through prompt, direct and honest communication. She values each and every partnership and as a member of the FirstBank team she is committed to building long term correspondent relationships.
Correspondent Account Representative - East
Josh has 8+ years of experience throughout the financial industry. He began his career in retail banking, working as a teller, personal banker, assistant branch manager, branch manager and business banker. He’s well versed in customer service and building relationships with clients. Josh’s prior role in Lender Management within Correspondent Lending has given him expertise with lender packages, QC/compliance reviews, financial analysis of lenders, as well as training lenders on FirstBank’s proprietary system. His knowledge and expertise has made it easier for Correspondent lenders to do business. His expertise in the customer experience has transitioned into a very productive role within the Correspondent team at FirstBank. As a member of the Correspondent Division of FirstBank, he’s committed to providing a community-banking customer experience to provide top notch service.
Correspondent Account Representative – West
Matthew has over a decade of experience in the mortgage industry. His background in loan origination has given him a strong foundation of mortgage knowledge and skills which have paved a road of success. Through his tenure in processing and origination, he has developed strong relationships which have allowed him to gain the tools necessary to meet and exceed the expectations of his customers and colleagues. As a member of the Correspondent Division of FirstBank, Matthew is committed to providing our customers with a level of service which is second to none. His persistence to meet goals and surpass milestones has made Matt an asset to the FirstBank family.